Mortgage Advisers · Manchester
Mortgage adviser in Manchester
Looking for a mortgage broker in Manchester? Lockhart Murphy provides independent mortgage advice across the city and Greater Manchester — from city-centre apartments and new-build developments to family homes in Didsbury, Chorlton and the wider suburbs.
Manchester's property market
Manchester has seen substantial regeneration over recent years, with new city-centre and Salford Quays apartment developments sitting alongside more established residential areas such as Didsbury and Chorlton. The city’s universities and major employers bring a steady flow of both first-time buyers and buy-to-let demand into the market.
The right mortgage in Manchester depends on your own circumstances and on how individual lenders and valuers treat the specific development or area you’re buying in, particularly for newer city-centre apartments.
Your Adviser
Your mortgage adviser for Manchester
Muhammad brings genuine lender-side experience from several years at Skipton Building Society into how he assesses Manchester cases, from first-time buyers to self-employed and director applicants.
Meet MuhammadWho we help
- First-time buyers. Buying a first home in the city centre or the surrounding suburbs.
- Home movers. Moving up the ladder in Didsbury, Chorlton, Sale or Stockport.
- Self-employed and company directors. Income assessed the way it's actually structured and paid.
- Buy-to-let landlords. Manchester's large student and graduate population supports an active rental market.
- Professionals. Including staff at Manchester's universities, hospitals and major employers.
- Remortgages. Reviewing your current deal or raising funds against an existing property.
Areas covered
Don’t see your town listed? See our full areas we cover or get in touch — advice isn’t restricted by postcode.
Frequently asked questions
Do you have an office in Manchester?
Advice is given by phone, video call and WhatsApp rather than from a local branch, so you get the same personal service wherever in Manchester or Greater Manchester you're based.
Can you help with buy-to-let in Manchester?
Yes — Manchester's large student and graduate population makes landlord lending a regular part of the caseload.
I'm a limited company director — is that a problem?
No — self-employed and company-director income is a particular area of focus, including salary-and-dividend and retained-profit assessments.
Your home or property may be repossessed if you do not keep up repayments on your mortgage or other loans secured upon it.