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Mortgages · Self-Employed

Your income, assessed the way you're actually paid.

Self-employed applicants, company directors and contractors are often assessed very differently from lender to lender. We help identify the lenders whose approach suits your trading structure and evidence, rather than the ones that don't.

Who this is for

  • Sole traders and partnerships
  • Company directors (salary and dividends)
  • Contractors on day rates
  • One or two years' trading history
  • Variable or seasonal income
  • Recently changed trading structure

How it works

01

Mortgage Passport

Tell us your trading structure, years trading and income evidence.

02

Lender matching

We identify lenders whose criteria suit your specific evidence.

03

Adviser match

A self-employed specialist adviser takes on your case.

04

Agreement in Principle

Move to a formal lender AIP once terms are agreed.

Your home or property may be repossessed if you do not keep up repayments on your mortgage or other loans secured upon it.