Careers
Build your career. Build your business.
Lockhart Murphy is looking for ambitious people across mortgage advice, business development and early-career opportunities. We want commercially minded, proactive people who are prepared to generate opportunities, develop relationships and take responsibility for their own success.
Three Pathways
Wherever you're starting from, there's a route in.
Internships
Practical exposure across the business for students or people exploring a career in financial services — not making tea and not purely administrative work.
- Mortgage and protection
- Client servicing
- Business development
- Marketing
- Financial services operations
- CRM and technology
- Property and professional introducer relationships
Graduates & Early Careers
A route into mortgage advice, protection and business development for people beginning their professional careers — building real commercial skills from day one.
- Professional qualifications
- Commercial skills
- Client communication
- Business development
- Building professional networks
- Learning mortgage markets
- Developing towards advisory responsibility
Experienced Professionals
Significant autonomy for experienced mortgage advisers, protection advisers and business developers, backed by the firm's infrastructure, technology, brand and support.
- Operate independently under an established brand
- Access to CRM, technology and compliance framework
- Build a specialist or regional proposition
- Uncapped, performance-linked earnings
- Central marketing and business development support
Current Opportunities
00 Current Opportunities
Applications currently open. Don’t see the right fit? Send us your CV below.
Earnings & Performance
Your results should matter.
Several Lockhart Murphy roles operate under self-employed or performance-linked structures. Strong performers should be able to build materially greater earnings than they might receive within a fixed salary structure. However, earnings are not guaranteed — income depends on activity, business generated, conversion, client retention, introducer relationships, quality of advice, protection penetration where appropriate, repeat and referral business and overall performance.
Build
Develop your network and client bank.
Grow
Increase production and recurring referrals.
Perform
Reach performance milestones and bonus levels.
Lead
Develop teams, specialist propositions, territories or strategic accounts.
What We Provide
The platform, not the finished business.
Brand & Reputation
Operate under a growing mortgage and financial services brand.
Technology
A modern CRM, digital client journey and technology designed to reduce unnecessary administration.
Infrastructure
Systems, processes and operational support behind every case.
Compliance
Operate within the firm's established regulatory framework and network arrangements where applicable.
Marketing
Access to central marketing, digital content and brand assets.
Business Development
Support with identifying and developing introducer opportunities.
Flexibility
Remote working and significant autonomy over how you build your day.
Progression
The opportunity to develop into specialist, leadership or strategic positions as the firm grows.
A Word On What This Isn’t
Lockhart Murphy is not the right environment for everybody. Mortgage advice and business development are relationship businesses. Building a meaningful client bank takes persistence.
Some conversations will go nowhere. Some introducers will say no. Some clients will choose another adviser. Success comes from consistently creating opportunities, providing excellent advice, maintaining relationships and following through.
If you want complete certainty, a fixed routine and somebody else to continuously provide your pipeline, this may not be the right opportunity. If you want autonomy, responsibility and the chance to build something of your own within an established platform, we’d like to hear from you.
FAQ
A few things people ask.
Do I need CeMAP to join Lockhart Murphy?
Requirements vary by position. Trainee Adviser applicants should ordinarily have at least CeMAP 1 or be actively progressing through the qualification. Experienced Adviser positions require full CeMAP or equivalent.
Are Adviser positions employed or self-employed?
Current Adviser opportunities are predominantly self-employed and performance-led. Exact arrangements are confirmed during recruitment.
Do you provide mortgage leads?
Lockhart Murphy generates opportunities centrally and advisers benefit from the firm's marketing, relationships and infrastructure. However, advisers are expected to actively generate business, develop introducers, build referral networks and create their own long-term client bank — we don't offer a guaranteed volume of leads.
Can I work remotely?
Many positions can be performed remotely, subject to the requirements of the role, regulatory requirements and client needs.
Is income guaranteed?
Where a role is self-employed or performance-linked, income is not guaranteed. Earnings depend on performance and business successfully generated and completed.
Can I apply without mortgage experience?
Yes, for certain trainee, internship, graduate and business development opportunities. Experienced Adviser roles require relevant advising experience.
Think you’d fit in?
We care more about attitude, commercial instinct and what you can build than polished corporate answers.