Mortgages · First Time Buyers
Your first home, made less daunting.
Buying your first home means new terms, new numbers and a lot of forms. We start with a clear picture of your position — deposit, income, credit — before you start viewing, so offers move faster when you find the right place.
Who this is for
- Buying with no previous mortgage
- Using a Lifetime ISA or Help to Buy equity
- Buying with a partner or friend
- Gifted deposit from family
- New to permanent employment
- Renting now, ready to stop
How it works
01
Mortgage Passport
Tell us about your income, deposit and what you're hoping to buy.
02
Readiness review
See an indicative position — and what would strengthen it further.
03
Adviser match
A first-time-buyer specialist adviser takes on your case.
04
Agreement in Principle
Move to a formal lender AIP when you're ready to make offers.
Your home or property may be repossessed if you do not keep up repayments on your mortgage or other loans secured upon it.