Bank Rate 3.75%SONIA 3.73%
MortgagesProtectionSpecialist FinanceInternationalAboutInsights
Sign InGet Started

Ready to see where you stand?

It takes a few minutes and you can save your progress and come back any time.

Create My Mortgage PassportSpeak to an Adviser

Mortgages

  • First Time Buyers
  • Moving Home
  • Remortgages
  • Buy to Let
  • Adverse Credit
  • Buying a Property
  • View all mortgage types

Protection

  • Life Insurance
  • Critical Illness
  • Income Protection

Specialist Finance

  • Bridging Loans
  • Commercial Mortgages
  • Equity Release
  • Development Finance

Tools

  • Mortgage Passport
  • Borrowing Calculator
  • Repayment Calculator
  • Stamp Duty Calculator

Partners

  • Partner with Us
  • Estate Agents
  • Developers
  • Employers
  • Become a Partner
  • Partner Login

Company

  • About Lockhart Murphy
  • Our Advisers
  • Find an Adviser Near You
  • International
  • Careers
  • Insights
  • Contact
  • hello@lockhartmurphy.com

Your home or property may be repossessed if you do not keep up repayments on your mortgage or other loans secured upon it.

Lockhart Murphy is a trading style of Mortgage Force (UK) Ltd who is authorised and regulated by the Financial Conduct Authority. FCA Number: 843041. Registered in England and Wales, Companies House No: 09394027.

Privacy PolicyCookie PolicyTermsYour RightsAreas We CoverSitemaphello@lockhartmurphy.com© 2026 Lockhart Murphy

Think carefully and take advice before you undertake debt consolidation which you may secure upon your property.

A lifetime mortgage can reduce the value of your estate and may affect your entitlement to means-tested benefits. Before you take a loan against your property, be sure to weigh up your options. Ask us for advice.

Some of the mortgages we conduct are not of a regulated nature, so the protection offered by regulation is not afforded to such contracts. These are mortgages such as Buy to Lets, some Bridging Loans, Commercial Loans and Development Finance.

Our firm may charge fees for arranging a regulated mortgage but we undertake that this fee will be no more than 1% of the loan, subject to a minimum of £495. Your mortgage adviser will disclose and discuss this fee with you at the outset.

The information contained on this site depends on Government legislation that changes at certain intervals. Our aim is to ensure it is accurate or that it is in the process of being amended where it isn't. Please check with your adviser when taking advice.