Lockhart Murphy International · Qatar
UK mortgages for Qatar residents
Based in Doha and looking to buy, refinance or invest in UK property? We provide specialist UK mortgage advice built around Qatar-based income, employer packages and funds held in QAR or USD.
A market we regularly support
Qatar-based buyers are a regular part of our international caseload, particularly for London property purchases. Applications typically involve QAR or USD income, employer-sponsored benefits and funds held across Qatari and international accounts — all of which need careful, specialist presentation to a UK lender.
Lockhart Murphy is UK-based and regulated for UK mortgage business. We are not licensed or regulated in Qatar. This page does not constitute advice on Qatari law, tax or immigration matters.
Who this is for
- Doha-based professionals. Working in Qatar and buying UK property to live in, let out or hold as an investment.
- Business owners and directors. Income structured through a Qatar-registered company rather than conventional employment.
- Qatari and international nationals. Based in Qatar but not necessarily Qatari or UK nationals.
- Families planning ahead. Purchasing UK property for children in UK education or as a future family base.
What we'll need to understand
Income currency and evidence
QAR or USD salary, employer packages and, for business owners, how company income is structured and evidenced.
Source of funds
Deposits held in Qatari banks and the documentation UK lenders will expect to see behind them.
UK credit history
Most Qatar-based applicants have limited UK credit history — we work with lenders who assess this sensibly.
Property and purpose
Whether you're buying a family home, an investment property or a London base.
Your Adviser
International and complex cases
Yazdaan leads Lockhart Murphy as Managing Director and has arranged more than £200 million in lending across a genuinely broad range of complex and high-value cases, including clients based overseas.
Meet YazdaanFrequently asked questions
Can you help if my income is in Qatari riyals?
Yes — QAR income is a routine part of international cases. We'll guide you through how it's evidenced and converted for a UK lender's assessment.
Do I need to be a UK resident to get a mortgage?
No — non-UK residents can access UK mortgage products, though the range of available lenders and rates differs from a UK-resident application.
What if I hold funds in more than one country?
That's common for internationally-based clients — we'll help you put together clear source-of-funds evidence across your accounts for your lender and solicitor.
Lockhart Murphy is UK-based and advises on UK-regulated mortgage contracts. We are not licensed or regulated in any country other than the UK and do not provide overseas legal, tax or immigration advice. Product availability depends on individual circumstances, lender criteria and your country of residence.
Your home or property may be repossessed if you do not keep up repayments on your mortgage or other loans secured upon it.