Careers
Senior Mortgage & Protection Adviser
- Location
- Remote / UK
- Structure
- Self-employed
- Earnings
- Uncapped OTE + performance bonuses
- Experience
- Experienced Adviser
Opportunity refreshed: 10 August 2026 · Applications currently open
Overview
This role is aimed specifically at experienced advisers who already understand how to operate independently.
We particularly want advisers who can generate their own leads, develop professional introducer accounts, build relationships with estate agents, accountants, solicitors, developers and wealth professionals and develop their own personal reputation under the Lockhart Murphy umbrella. We are not simply supplying unlimited leads — we want entrepreneurial advisers who generate repeat and referral business and contribute to the growth of the wider firm.
What you'll do
- Generate your own leads and develop professional introducer accounts
- Build relationships with estate agents, accountants, solicitors, developers and wealth professionals
- Develop your own personal reputation under the Lockhart Murphy umbrella
- Generate repeat and referral business
- Build and manage a long-term back book
- Identify mortgage and protection opportunities
- Manage cases and client relationships independently
- Contribute to the growth of the wider firm
What we're looking for
- Full CeMAP or equivalent
- Competent Adviser Status where applicable
- Existing mortgage advising experience
- Experience working within a self-employed or commercially driven environment strongly preferred
- Existing client bank and/or back book preferred
- Evidence of generating mortgage business
- Ability to develop introducer relationships
- Strong understanding of mortgage and protection markets
- Excellent client management
- Strong regulatory awareness
- Ability to manage cases and relationships independently
How you'll succeed
- Treat introducer development as an ongoing account, not a one-off ask — the strongest relationships are built over years, not a single lunch
- Use the Lockhart Murphy brand to open doors, but do the relationship-building yourself rather than expecting it to close cases on its own
- Keep your own back book organised and actively managed so repeat and referral business compounds rather than leaking away
- Give protection and complex-case opportunities the same attention as the mortgage itself, not an afterthought
- Contribute back to the firm — the advisers who help shape a specialist proposition are the ones who progress fastest
What Lockhart Murphy provides
- Brand and infrastructure
- CRM and technology
- Administrative support where applicable
- A compliance framework and network arrangements
- Central marketing capability
- Product and lender access through the appropriate network structure
- Business development support
- The opportunity to build a specialist or regional proposition
Progression
1Senior Adviser
2Principal Adviser
3Regional / Specialist Lead
4Management / Leadership